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  • What is a Child Trust Fund (CTF)?
    A Child Trust Fund is a tax-free savings account designed for children born between September 1, 2002, and January 2, 2011. It allows parents or individuals over 16 years old to save money for their child's future.
  • What happens if my child lacks the mental capacity to manage their own affairs?
    If your child lacks the mental capacity to manage their own affairs, accessing their Child Trust Fund savings can be challenging. Legal authority must be obtained to access the funds on their behalf.
  • What is the Court of Protection?
    The Court of Protection is a specialized court in the UK that makes decisions on financial, and welfare matters for individuals who lack the mental capacity to make these decisions themselves.
  • How can I apply for access to my child's Child Trust Fund if they lack capacity?
    To apply for access, you need to submit an application to the Court of Protection. The application process involves completing forms and providing supporting documentation to prove the need for access.
  • Is the application process complex and expensive?
    Yes, the application process can be complex and costly. It requires filling out lengthy forms and gathering medical documentation. However, there are organizations and initiatives, such as Qualia Law CIC, that provide support and free application assistance to simplify the process.
  • What support options are available for completing Child Trust Fund applications?
    We offer various support options to assist you in completing your Child Trust Fund application. These options include: Self-guided Support: We provide comprehensive guidance materials, including step-by-step instructions and resources, to help you complete the application independently. Assisted Support: Our team is available to provide personalized assistance and guidance as you navigate the application process. We can answer your questions and provide clarifications to ensure a smooth application experience.
  • How can I access the support options for Child Trust Fund applications?
    To access our support options, please visit our website at You will find detailed information about each support option and instructions on how to get started.
  • Is there a cost associated with the support options?
    We understand the financial challenges families may face, which is why our support options are provided free of charge. Our goal is to assist you in accessing your child's funds without adding any additional financial burden.
  • How long does the application process typically take?
    The duration of the application process can vary depending on several factors, including the complexity of the case and the court's workload. However, our support options aim to expedite the process and minimize delays as much as possible.
  • Where can I find additional information about Child Trust Funds and the application process?
    For more detailed information about Child Trust Funds and the application process for individuals without capacity, please visit our self help guide available to download below. You can also contact our dedicated support team using the contact form below for any specific queries or concerns.
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